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rgba(215,180,106,.30);border-radius:50%;background:rgba(7,22,37,.92);color:#fff;font-size:1.15rem;cursor:pointer;opacity:0;visibility:hidden;transform:translateY(12px);box-shadow:0 18px 45px rgba(7,22,37,.18);backdrop-filter:blur(10px);transition:.25s ease;}.back-to-top.is-visible{opacity:1;visibility:visible;transform:none;}.back-to-top:hover{background:linear-gradient(135deg,var(--gold),#a97a25);transform:translateY(-3px);}.premium-footer{position:relative;overflow:hidden;}.premium-footer::before{content:"";position:absolute;right:-150px;top:-180px;width:460px;height:460px;border-radius:50%;background:rgba(215,180,106,.07);}.footer-main,.footer-bottom{position:relative;z-index:2;}.result strong,.breakdown b{transition:transform .22s ease,color .22s ease;}.result.result-animate strong{transform:scale(1.06);}@media (max-width:1100px){.container{width:min(var(--container),calc(100% - 40px));}.mobile-menu-btn{display:block;order:2;}.header .nav>.btn{order:3;}.menu{position:absolute;top:calc(100% + 1px);left:20px;right:20px;display:grid !important;gap:0;padding:10px;border:1px solid var(--line);border-radius:18px;background:rgba(255,255,255,.98);box-shadow:0 24px 60px rgba(7,22,37,.12);opacity:0;visibility:hidden;transform:translateY(-8px);transition:.25s ease;}.menu.is-open{opacity:1;visibility:visible;transform:none;}.menu a{padding:14px 16px;border-radius:12px;}.menu a:hover{background:#f7f4ec;}.menu a::after{display:none;}.hero-grid,.company-grid,.section-head,.banks-heading,.about-grid,.calc-grid,.contact-card,.luxury-statement-grid,.instant-contact-wrap{grid-template-columns:1fr !important;}.hero-visual{min-height:560px;}.hero h1{max-width:900px;}.instant-contact-actions{grid-template-columns:repeat(3,1fr);}.instant-action{grid-template-columns:46px 1fr;}.instant-action b{display:none;}.bank-grid{grid-template-columns:repeat(2,1fr);}.steps{grid-template-columns:repeat(2,1fr);}}@media (max-width:760px){.container{width:calc(100% - 24px);}.header{position:sticky;}.nav{min-height:74px;gap:10px;}.brand img{height:44px;}.header .nav>.btn{display:none !important;}.mobile-menu-btn{margin-left:auto;}.menu{left:12px;right:12px;}.hero-light{padding-top:48px;padding-bottom:76px;}.hero h1{font-size:clamp(3rem,14vw,4rem);line-height:.93;}.hero-copy>p{font-size:.96rem;line-height:1.65;}.hero-actions{display:grid;}.hero-actions .btn{width:100%;}.hero-proof{grid-template-columns:1fr;gap:14px;}.hero-proof div{padding:0 0 12px;border-bottom:1px solid var(--line);}.hero-visual{min-height:410px;}.hero-photo{inset:0;border-radius:26px;}.float-card{padding:13px 15px;border-radius:15px;}.float-a{width:190px;top:18px;right:10px;}.float-b{width:230px;bottom:18px;left:10px;}.instant-contact{margin-top:0;padding:22px 0 28px;}.instant-contact-wrap{padding:22px;border-radius:22px;}.instant-contact-actions{grid-template-columns:1fr;}.quick-links{padding-top:18px;padding-bottom:64px;}.quick-grid,.trust-grid,.steps,.bank-grid{grid-template-columns:1fr !important;}.luxury-statement{padding:72px 0;}.luxury-copy h2,.company-copy h2,.section-head h2,.banks-slider-head h2,.banks-hero h2,.calc-copy h2,.about-copy h2,.contact-card h2{font-size:clamp(2.3rem,11vw,3.5rem);}.luxury-quote p{font-size:2rem;}.company-card{padding:22px;}.company-hours>div{grid-template-columns:1fr auto;gap:12px;}.bank-slide-card{width:180px;height:100px;}.calc-box{padding:20px;}.fields,.calc-bottom{grid-template-columns:1fr;}.contact-card{padding:28px 22px;min-height:auto;}.contact-card>.btn{width:100%;}.contact-badge{width:92px;height:92px;}.footer-main{grid-template-columns:1fr;}.footer-brand img{width:min(260px,100%);}.back-to-top{right:14px;bottom:14px;}}@media (max-width:420px){.hero h1{font-size:2.75rem;}.kicker{font-size:.62rem;letter-spacing:.13em;}.quick-card,.step{min-height:auto;}.float-a{width:170px;}.float-b{width:205px;}}@media (prefers-reduced-motion:reduce){.page-loader{display:none;}.hero-copy .kicker,.hero-copy h1,.hero-copy>p,.hero-actions,.hero-proof,.hero-visual{opacity:1 !important;transform:none !important;animation:none !important;}}.instant-contact-copy h2{max-width:600px;}.instant-contact-copy p{max-width:590px;font-size:.96rem;line-height:1.7;}.footer-legal-links a{color:rgba(255,255,255,.62);transition:color .2s ease;}.footer-legal-links a:hover{color:#fff;}.legal-hero{padding:110px 0 92px;background:radial-gradient(circle at 85% 12%,rgba(215,180,106,.13),transparent 26%),linear-gradient(135deg,#fff,#f6f3ec);}.legal-hero-inner{max-width:900px;}.legal-hero h1{margin:0 0 20px;font-size:clamp(3.6rem,6vw,6.2rem);line-height:.96;color:var(--navy-deep);}.legal-hero p{max-width:680px;color:var(--muted);font-size:1rem;}.legal-section{background:#fff;}.legal-layout{display:grid;grid-template-columns:280px 1fr;gap:70px;align-items:start;}.legal-sidebar{position:sticky;top:120px;display:grid;gap:10px;padding:24px;border:1px solid var(--line);border-radius:22px;background:#fbfaf7;}.legal-sidebar strong{margin-bottom:8px;color:var(--gold-dark);font-size:.72rem;letter-spacing:.10em;text-transform:uppercase;}.legal-sidebar a{padding:8px 0;color:var(--muted);font-size:.84rem;transition:color .2s ease,transform .2s ease;}.legal-sidebar a:hover{color:var(--navy);transform:translateX(3px);}.legal-content{max-width:850px;}.legal-content>section{padding:0 0 44px;margin-bottom:44px;border-bottom:1px solid var(--line);}.legal-number{display:inline-flex;margin-bottom:12px;color:var(--gold-dark);font-size:.7rem;font-weight:900;letter-spacing:.12em;}.legal-content h2{margin:0 0 16px;font-size:clamp(2rem,3.5vw,3.1rem);line-height:1.02;}.legal-content p{color:var(--muted);line-height:1.8;}.legal-content a{color:var(--navy);font-weight:800;}.legal-note{padding:24px;border:1px solid rgba(215,180,106,.30);border-radius:20px;background:#fff8e9;}.legal-note strong{color:var(--gold-dark);}.legal-note p{margin:8px 0 0;}@media (max-width:900px){.legal-layout{grid-template-columns:1fr;gap:34px;}.legal-sidebar{position:static;}}html,body,body *:not(input):not(textarea):not([contenteditable="true"]){-webkit-user-select:none;user-select:none;}img{-webkit-user-drag:none;user-drag:none;}input,textarea,[contenteditable="true"]{-webkit-user-select:text;user-select:text;}.protection-toast{position:fixed;left:50%;bottom:28px;z-index:99999;max-width:min(420px,calc(100% - 32px));padding:12px 18px;border:1px solid rgba(215,180,106,.35);border-radius:999px;background:rgba(7,22,37,.94);color:#fff;font-size:.78rem;font-weight:700;text-align:center;box-shadow:0 18px 50px rgba(0,0,0,.25);backdrop-filter:blur(12px);opacity:0;visibility:hidden;transform:translate(-50%,12px);transition:opacity .2s ease,transform .2s ease,visibility .2s ease;}.protection-toast.is-visible{opacity:1;visibility:visible;transform:translate(-50%,0);}@media print{body{display:none !important;}}.facebook-btn{display:inline-flex;align-items:center;gap:10px;width:fit-content;margin-top:12px;padding:11px 16px;border:1px solid rgba(255,255,255,.14);border-radius:999px;background:rgba(255,255,255,.06);color:#fff;font-size:.79rem;font-weight:800;transition:transform .22s ease,background .22s ease,border-color .22s ease,box-shadow .22s ease;}.facebook-btn:hover{transform:translateY(-2px);background:#1877f2;border-color:#1877f2;box-shadow:0 14px 34px rgba(24,119,242,.24);}.facebook-icon{width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:#1877f2;color:#fff;font-family:Arial,sans-serif;font-size:1.05rem;font-weight:900;line-height:1;}.facebook-btn:hover .facebook-icon{background:#fff;color:#1877f2;}.owner-photo{background:#eaf1f7 url("https://images.unsplash.com/photo-1560250097-0b93528c311a?auto=format&fit=crop&w=1300&q=80") center/cover no-repeat;color:transparent;font-size:0;}
#kontakt {
  scroll-margin-top: 110px;
}